News & Urgent Action Alerts
Urgent Action Alert
Posted May 1st, 2014
Democrats in the Michigan House held a news conference today announcing their alternative to proposed changes to Michigan’s auto insurance system. The 14-bill package aims to address three key areas: consumer protection, affordability and transparency.

Urgent Action Alert
Posted Apr 9th, 2014
On Thursday, February 20, 2014, HB 4612 (H-3) was offered as a substitute to H-1, which has been stalled on the floor of the Michigan House for almost one year. Like H-1, H-3 imposes unprecedented limitations on medical benefits and significantly restricts what treatment and services are available to persons injured in motor vehicle accidents. In addition, many of the benefit limitations contained in H-3 were contained in Proposal C, a referendum which was resoundingly defeated by Michigan voters in 1994. This analysis seeks to focus on the specific limitations placed on medical care; other key elements dealing with the Michigan Catastrophic Claims Association (MCCA) and fraud will be addressed in subsequent documents. The medical limitation highlights of H-3 are summarized in this document.

Posted Mar 20th, 2014
Today Democratic gubernatorial candidate Mark Schauer issued the following statement regarding Republican efforts to undermine Michigan's Auto No Fault Insurance Law.

Urgent Action Alert
Posted Feb 20th, 2014
House Speaker Jase Bolger today issued several proposed changes to Michigan’s auto no-fault insurance laws, claiming his proposals reflect a “compromise.” Reacting to Speaker Bolger’s proposals and his claims of a compromise, Coalition Protecting Auto No-Fault (CPAN) President John Cornack issued the following statement: “If Mr. Bolger believes these new insurance-industry backed changes to Michigan’s no-fault system are a ‘compromise’ then he must be using a non-traditional definition of the word. Not a single CPAN member has agreed to his so-called reforms,” said Cornack. Read more...

Urgent Action Alert
Posted Feb 18th, 2014
The Coalition Protecting Auto No-Fault has conducted an analysis of Michigan Supreme Court cases decided under the Michigan Auto No-Fault Act within the past 10 years. From 2003 through 2013, there have been 25 major auto no-fault insurance cases decided by the Supreme Court. Of those 25 cases, the Supreme Court ruled in favor of the insurance companies and against the patients or health care providers 21 times. The following pages provide a brief description of each of these 25 Supreme Court decisions and the impact the case is having on the rights of Michigan’s auto accident victims. ter body here...

Posted Feb 17th, 2014
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Posted Dec 2nd, 2013
Judge James Giddings presented Justice Michael F. Cavanagh with the CPAN Judical Lifetime Achievement Award on Saturday, October 26th at the 40th Anniversary of No-Fault and 10th Anniversary of CPAN Gala in Lansing. Attached is a copy of his remarks upon receiving this award.

Urgent Action Alert
Posted Nov 5th, 2013
CPAN President John Cornack sent a letter to state lawmakers today urging them to to seek data from the MCCA to substantiate the claims made by the auto insurers to justify their proposed changes to the state's no-fault system.

Urgent Action Alert
Posted Oct 16th, 2013
CPAN President John Cornack was on the radio this week to talk about a misleading brochure insurance companies are sending to their customers. Listen to the interviews here.

Urgent Action Alert
Posted Oct 14th, 2013
The Coalition Protecting Auto No-Fault (CPAN) today warned Michigan drivers not to be intimidated by letters from their auto insurer encouraging them to support no-fault reform.





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Welcome to CPAN: the Coalition Protecting Auto No-Fault  

The Michigan No-Fault System Is Under Attack!
Help us Preserve Your Auto No-Fault Benefits!

The insurance industry has introduced legislation that, if enacted, would fundamentally change the basic nature of the Michigan auto no-fault system.

Michigan insurance companies want to cap your injury and rehabilitation auto insurance benefits (known as Personal Injury Protection), which they say will save drivers about $10 per month for one year.  

Here’s what insurance companies are not telling you about this legislation:

  • The insurance industry-backed legislation will result in little savings -- just $10 per month for ONE YEAR ONLY. After that, there are no guarantees of long-term savings. 
  • Drivers will have to purchase MORE insurance to protect themselves from underinsured drivers.
  • Seriously injured drivers will be FORCED onto welfare programs to pay for their care once their auto insurance hits the proposed limits, costing taxpayers tens of millions of dollars each year.

View a full analysis of the insurance industry's legislation, House Bill 4612, by clicking the link below:

Summary Analysis of HB 4612

 

Help CPAN Protect Our Auto Insurance Benefits!

Visit our advocacy page to learn how you can help CPAN fight your the rights of accident victims and protect our model no-fault system.

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Lansing, MI 48933
Phone: (517) 882-1096
Fax: (517) 882-0879

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