News & Urgent Action Alerts
Posted May 18th, 2015
This is a brief outline of the components in SB 248 (H-3) as passed out of the House Insurance Committee on April 23, 2015

Posted May 14th, 2015
Here is CPAN’s summary analysis of the most current D- Insurance proposal being offered by Detroit Mayor Duggan. Members of the CPAN Executive Committee recently met with Mayor Duggan and Butch Hollowell (Detroit’s Corporation Counsel) to discuss CPAN’s concerns with the proposal. CPAN remains committed to working with the City to address its high auto insurance rates, as well as advocating for all Michigan drivers for affordable auto insurance.

Posted Apr 29th, 2015
Health care providers, elected officials say legislation drastically cuts reimbursement for treatment of accident victims ROYAL OAK – Supporters of auto no-fault, including many survivors of catastrophic auto-accident injuries, today filled the concourse at Beaumont Hospital to urge lawmakers to protect health care services for victims of catastrophic auto accidents and put the brakes on legislation that is speeding through the Michigan Legislature.

Posted Apr 23rd, 2015
Dr. Mike Andary attended the House Insurance Committee hearing on Senate Bill 248 on Tuesday, April 20. Unfortunately he was not called to testify. This video details what he would have told the committee had he been called upon.

Urgent Action Alert
Posted Apr 23rd, 2015
The House Insurance Committee today passed its version of an auto insurance reform bill on a party line vote despite strong objection from health care providers, legal experts and consumer advocates.

Urgent Action Alert
Posted Apr 21st, 2015
CPAN legal counsel has issued its analysis of Senate Bill 248. Download it here.

CPAN's Summary Analysis of SB 248
Urgent Action Alert
Posted Apr 21st, 2015
After barely 72 hours of consideration, the Michigan Senate, on April 16, 2015, passed SB 248, which, if enacted, will dramatically alter the Michigan auto no-fault system. This Bill would: (1) significantly reduce reimbursements to medical providers; (2) substantially limit attendant care benefits to catastrophically injured patients who are cared for at home; (3) create a new catastrophic claims commission for accidents occurring after the effective date of the legislation; (4) create a new insurance fraud authority; and (5) adopt a new test to determine if insurance premiums are excessive. CPAN believes this bill is seriously flawed, will create great instability in the Michigan auto no-fault system, impair patient access to medical care, seriously reduce revenue to the Michigan health care industry, result in a significant loss of jobs, and completely fail to reduce auto insurance premiums for the majority of Michigan citizens. The highlights of the Bill are attached.

Urgent Action Alert
Posted Apr 16th, 2015
This quick analysis was shared with members of the media this morning at CPAN Media Round table.

Urgent Action Alert
Posted Apr 15th, 2015
The Senate Insurance Committee today held a last-minute hearing to pass Senate Bill 248, which would significantly alter Michigan’s no-fault insurance system. Notice of the hearing was issued at 4:59 p.m. on Tuesday, less than 24 hours before today’s 12:30 p.m. hearing. The legislation has four key features: it creates an auto insurance fraud prevention authority; creates a new catastrophic claims system; restricts payments for family-provided attendant care and imposes Workers Compensation fee schedules on auto injury claims. “CPAN is deeply disappointed in the way today’s hearing was handled and the lack of due process that was given to such an important policy issue. It was not until the hearing began that even members of the committee were made fully aware of what was included in the legislation,” said CPAN President John Cornack. “The tens of thousands of accident survivors in this state who would be impacted by this bill deserve more than that.” Cornack noted until this point, CPAN had been holding positive discussions with members of the insurance industry over the past several months in an effort to reach consensus on legislative reforms, including family provided attendant care and fraud prevention. “Today’s actions were not helpful in advancing these discussions, and now the committee has taken a step backward,” said Cornack. “We are calling on the full Senate to take time to perform its due diligence and undertake a process that ensures robust feedback on this critical issue.”

Posted Mar 13th, 2015
The Coalition Protecting Auto No-Fault (CPAN) and the Michigan Catastrophic Claims Association (MCCA) have now filed supplemental briefs in the Michigan Supreme Court in the latest round of a major lawsuit that will determine whether the MCCA is exempt from the state’s Freedom of Information Act (FOIA) and therefore excused from disclosing to the public information regarding the way it administers the state’s auto no-fault catastrophic injury system.

Membership Center

Welcome to CPAN: the Coalition Protecting Auto No-Fault  

The Michigan No-Fault System Is Under Attack!
Help us Preserve Your Auto No-Fault Benefits!

The insurance industry has introduced legislation that, if enacted, would fundamentally change the basic nature of the Michigan auto no-fault system.

Michigan insurance companies want to cap your injury and rehabilitation auto insurance benefits (known as Personal Injury Protection), which they say will save drivers about $10 per month for one year.  

Here’s what insurance companies are not telling you about this legislation:

  • The insurance industry-backed legislation will result in little savings -- just $10 per month for ONE YEAR ONLY. After that, there are no guarantees of long-term savings. 
  • Drivers will have to purchase MORE insurance to protect themselves from underinsured drivers.
  • Seriously injured drivers will be FORCED onto welfare programs to pay for their care once their auto insurance hits the proposed limits, costing taxpayers tens of millions of dollars each year.

View a full analysis of the insurance industry's legislation, House Bill 4612, by clicking the link below:

Summary Analysis of HB 4612


Help CPAN Protect Our Auto Insurance Benefits!

Visit our advocacy page to learn how you can help CPAN fight your the rights of accident victims and protect our model no-fault system.

216 North Chestnut Street
Lansing, MI 48933
Phone: (517) 882-1096
Fax: (517) 882-0879

© 2015 Coalition Protecting Auto No-Fault

Website Designed by Vieth Consulting